About this site

Ledgerpoint Review is an independent review desk with one subject: whether IQ Option is what it says it is. Is the company licensed, and by whom? Does money come back out? What are people actually complaining about, and how much of it is the broker's doing? Those three questions run through every page here.

The desk is not IQ Option. We are not affiliated with the platform, not operated by it, and we do not speak for it. Nothing published here is an official announcement, and no page on this site can reach your account or act on it. If your question needs the platform itself — a document still under review, a withdrawal that has not landed, an account you cannot open — the right destination is the platform's own support, not us.

What this desk covers

The reviews work outward from the checkable core to the parts that are only ever anecdote:

• the operating entity and its entry in the public regulator's register;
• what the licence covers, what it does not, and what changed for retail traders after the EU's 2018 product-intervention measures;
• the product line as it stands — forex, CFDs and digital options — and what is no longer offered;
• accounts, the cost types you meet, deposits and withdrawals, and where a payout usually stalls;
• what users report on Trustpilot, Reclame Aqui, Pantip and trader forums, read as patterns rather than as measurements;
• how the platform lines up against comparable brokers, judged first on whether a named regulator lists them at all.

How the reviews are written

Each page starts from a source we can point at. The licence facts come from the regulator's own public register, which anyone can search and check against what we wrote. Product and platform descriptions come from the brand's public material. Where a claim only exists in secondary coverage — a historical penalty, a rating, a complaint count — we say so and leave the number out rather than laundering someone else's figure into a fact.

That discipline is why this site carries almost no numbers. You will not find a minimum deposit, a spread, a payout percentage, a bonus amount, a Trustpilot score or a withdrawal processing time here. Those move, and a stale figure in a review about trust is worse than no figure at all, because a number is exactly what a reader acts on. Where a number would genuinely help, we describe the mechanism instead: what the cost is for, when it applies, and where the current value is displayed on the platform itself.

What we do not claim

The desk does not run hands-on trading tests. We have not funded an account to review it, we have not timed a withdrawal, and we publish no benchmarks. What you get is a documented evaluation — the register entry read carefully, the product structure explained, the complaint patterns sorted into the ones the broker controls and the ones it does not, and an honest note wherever the evidence runs out. That is the right tool for a "can I trust this" question and the wrong one for a performance claim, so we do not make performance claims.

We also do not deal in verdict theatre. This is neither a puff piece nor a stay-away piece. A regulated EU broker with real complaints attached to it is a normal thing, and the useful review is the one that separates a licence fact from a forum grievance from a trading loss. Trading carries a risk of losing money, and nothing on this site is investment advice or a recommendation to trade.

Dates and revisions

Register entries change, product rules change, and reputation moves. Each page carries the date its details were checked, and pages are revisited when the thing they describe changes. Treat the date as part of the content: if the register says something different from what you read here, trust the register and tell us.

Who writes it

Editorial responsibility sits with Elspeth Draycott, Broker Review Editor. One person writes and edits this desk; there is no anonymous content pool behind it. The background is in consumer-finance editing — licensing, disclosure and complaint handling — rather than in trading, which is deliberate: this desk is about whether a firm is what it claims to be, not about what to do once you are inside the platform.

Corrections

Corrections are welcome and we would rather hear about an error than leave it standing. Send the page address and the specific point you think is wrong, with a link to the source if you have one. Documented corrections are applied to the page itself and the check date is updated, so the fix is visible rather than silent. You can reach the desk through the contact page.

How the site is funded

Some links here lead to the official IQ Option platform through an affiliate arrangement, and the desk may earn a commission from them at no extra cost to you. That funding does not decide what the reviews say — a page that concludes "check this yourself before funding anything" earns exactly as much as one that does not. The full explanation, including how to recognise those links, is on the partner disclosure page.